Welcome to the hbifflorida.org website, owned and operated by the Hispanic Business Initiative Fund, Inc. (“HBIF”). This Agreement contains the terms and conditions (“Terms”) that govern your use of this website and any other website owned or operated by HBIF, including HBIF’s limited-access website and any successor to any of the foregoing (each referenced herein as the “Site”), and all material contained thereon, and is legally binding on you. Please read these Terms carefully before using the Site. By using the Site, you signify your acceptance of the Terms. If you do not agree to the Terms, you may not use the Site. As a condition of your use of the Site, you warrant to HBIF that you will not use the Site for any purpose that is unlawful or prohibited by the Terms.